Conditions of Use

1st general

1.1. You're welcome to explore the Lumi Accord (“Site”).

Reach us at contact@Lumi Accord.com.

1.2. This site provides details on other platforms ("External Platforms") for trading (the "Offerings").

1.3. These Terms outline how You (“User,” “Your,” or “You”) engage with the Website and Services. Prior to accessing the services, it is essential that you thoroughly review these terms. They form a legally enforceable contract between you and the website's owner. Complete acceptance of these terms is necessary if you intend to use the website. The terms may be modified periodically.

These conditions include our privacy statement. By agreeing, you accept these conditions and consent to our privacy statement. (You may view our privacy statement here).

2. Eligibility

2.1. Compliance with these terms grants you access to the website.

2.1.1. At least 18 years of age.

2.1.2. You are able to agree to these terms and conditions.

2.1.3. The regulations in Singapore, where you reside or access the services, do not restrict users from accessing this website or any of its features.

2.2. We offer no assurances, claims, or warranties regarding the legality or use of the services or site for any individual. We hold no liability for unlawful use of the site or services by any user.

3. Zones with Limited Entry

3.1. While not restricting the breadth of information offered, we reserve the authority to limit access to the Services and/or Website (or any parts thereof) to: (i) users located in prohibited areas (the "Restricted Territories") and (ii) users we consider to be a regulatory, legal, or reputational threat.

3.2. We might require extra conditions before approving users from or related to certain nations. If users visit prohibited regions, access to the Website or Services could be temporarily restricted or inaccessible.

4. Banned practices.

4.1. You agree to use the Site and Services with consideration and refrain from:

4.1.1. You have the capability to access our site and utilize it for downloading, uploading, sharing, and publishing, as well as for transmitting or dispatching (a) data or other content that infringes upon intellectual property, privacy, or other legal rights; (b) content that cannot be published or circulated due to risks or harm stemming from libel, slander, or racism; (c) content containing viruses or other software that may compromise our computer systems or those of other parties, or in a way that prevents or limits other users from accessing the site, (d) any data or other content that breaches any laws, and (e) materials containing advertisements or other content not approved by our prior written consent.

4.1.2. Alter or remove any credits, legal statements, tags, or identifiers that belong to this website.

4.1.3. Access to the services can be obtained via any platform other than the website.

4.1.4. Refrain from disrupting how other users access the website or services.

4.1.5. Automated methods, like bots, are employed to access the platform and/or its features.

4.1.6. You must not upload or send, nor try to upload, any material that actively or passively engages in data collection or sharing processes, such as tracking pixels, cookies, or spyware, without our explicit consent.

4.1.7. Participate in "framing," mimicking, or employing any other technique to replicate the look or functionality of the services.

4.1.8. You are allowed to breach any relevant laws or rules, and advocate or promote any unlawful actions like trademark infringement, copyright abuse, defamation, privacy intrusion, identity hacking, or spreading counterfeit software.

4.1.9. You have the ability to change or adapt the source code of this website. You can also upload programs or software that might harm the website or another person.

4.1.10. You are prohibited from dismantling, decompiling, or reverse engineering any technology or software present on the website or used to deliver the services.

4.2. These conditions add to any rights we may hold. If we suspect your site usage violates these terms or other relevant laws, we might oversee your activity on the platform, restrict access, disclose your online conduct to others, or take necessary actions to protect the interests and properties of third parties.

5. Rights to intellectual property.

5.1. The site's content, inclusive of videos, like texts, images, emblems, audio, layouts, trademarks, and other materials, is safeguarded by our intellectual property rights and those of third parties.

5.2. Ownership, title, and all associated rights relating to the services and website belong to us. Except for the permission to use services and the website per these terms, user activity on the services and website does not confer any intellectual property rights to them.

5.3. The user is permitted to access the Website and/or Services solely for individual, non-commercial purposes.

5.4. You shall not allow any individual to alter, disassemble, reverse-engineer, decompile, or replicate the services or website, nor create derivative works through sublicensing or leasing.

6. Restriction on liability.

6.1. You hold responsibility for the Website and Services. We provide no guarantees, whether implicit or explicitly stated, concerning the website and services or your engagement with them, such as implied guarantees of quality, marketability, or suitability for intended purposes like non-violation and usability, or the accuracy, thoroughness, timeliness, and promptness of information. Materials and functionalities available or accessible through the website are presented “as is,” “as available,” and “with any outcomes.”

6.2. We accept no liability for errors, omissions, or inaccuracies in the site's information. We are not accountable for any delays or halts in data transmission via the services.

6.3. We will compensate you for any harm, directly or indirectly suffered by you or others via the site or services. You are responsible for any choices made based on information on the site and/or in the services.

6.4. We do not take responsibility for any harm or loss, whether directly or indirectly connected to you or any third party. This encompasses any income or data loss due to your use of the site and/or services. This liability limitation is permitted by law in the applicable jurisdiction, such as Singapore.

6.5. If a technical problem arises with an Internet or phone service, computer provider, system server, or any hardware, we do not accept responsibility. We are not liable for any Internet usage.

7. Offerings and Solutions from External Parties.

7.1. While utilizing the services, you can access content from external sources and providers. This may encompass advertisements or evaluations of external platforms.

7.2. We do not accept liability for the data or items mentioned. They might not always be current or up-to-date.

7.3. We advise checking the precision of all details before making any choices. You hold responsibility for every choice and action based on this data.

8. Links

8.1. This site includes both advertisements and other materials. These resources are provided through external websites (“links”). We suggest exercising caution before downloading, relying on, or accessing any data, software, or additional resources from these websites, as well as before making any purchases or transactions. These links are offered solely for user convenience. We do not bear responsibility for any harm or loss resulting from the use or dependence on any data, products, or services available through other websites or applications.

8.2. Adding links on this site does not signify an endorsement, approval, affiliation, or any other type of validation from us concerning the sites, their programs, or their administrators.

8.3. We have not examined all the links and cannot be responsible for the programs or sites mentioned. We caution you to consider carefully before using, depending on, or buying from these sites or apps. We are not liable for any harm or loss resulting from utilizing or trusting any products, data, or content found on external sites.

8.4. You are responsible for examining the terms and policies of any websites managed by outside parties. We highly recommend reviewing them before engaging with third-party websites.

9. Miscellaneous

9.1. We reserve the right to change, discontinue, or alter our services anytime. These adjustments won't affect you adversely, and you cannot bring any claims against us.

9.2. The conditions can be altered at any moment. We have the right to amend the terms at any given time. Notification will be provided by posting the latest version and updating the date at the top. Changes will take effect within a few business days. Continued use of the website indicates your acceptance of any alterations once they are made public.

9.3. The User accepts and agrees that any data conveyed via or through the website does not form any type of relationship unless clearly outlined in these terms.

9.4. These terms, along with our privacy policies and their amendments over time, comprise the exclusive valid arrangements between us and the user, and any other assurance, statement, or agreement, whether verbal or written, not in the privacy policy, is binding for the parties.

9.5. Failure to utilize any privilege or authority granted here is considered a relinquishment of such privilege or authority. A single or partial use shall be part of any subsequent or additional use of the same or different rights or remedies.

9.6. In the event a court with the appropriate authority finds any provision unlawful, these terms will be annulled. The rest of the provisions will be construed as if the exclusion applied and enacted accordingly. Nevertheless, interpretation of the terms will adhere to the intended meanings and purpose of the exclusion clauses as determined by the court ruling.

9.7. These conditions allow third-party affiliates to delegate or hand over all duties and rights. External operators can oversee the site and all services without any limitations to the aforementioned. These conditions do not allow you to transfer or delegate your rights or responsibilities.